Account Officer (Sales) - Financial Services & Client Portfolio Management

Join First Standard Finance Corporation as an Account Officer (Sales) and play a pivotal role in driving financial growth by evaluating creditworthiness, structuring loan packages, and managing a diverse portfolio of borrowing clients. This position is ideal for professionals seeking to leverage their expertise in financial services and client portfolio management. Based in the vibrant city of Denpasar, Bali, you'll have the opportunity to work with a dynamic team in a supportive and collaborative environment.

As an Account Officer (Sales), you'll be responsible for identifying new business opportunities, building strong client relationships, and ensuring the smooth execution of financial transactions. You'll work closely with clients to understand their financial needs, assess their creditworthiness, and tailor loan solutions that meet their specific requirements. Using tools like CRM systems and financial analysis software, you'll streamline the loan origination process, from application to approval and disbursement.

With a competitive salary package of IDR 8,000,000 - IDR 12,000,000 per month, this role offers excellent growth prospects and the chance to make a significant impact in the financial services industry. Join us and be part of a team that values innovation, integrity, and excellence.

📋 Tanggung Jawab Pekerjaan

• Identify and pursue new business opportunities through targeted marketing and sales activities.
• Build and maintain strong relationships with clients to understand their financial needs and tailor loan solutions accordingly.
• Evaluate the creditworthiness of potential borrowers using risk assessment tools and financial analysis.
• Structure and propose loan packages that align with clients' financial goals and risk appetite.
• Manage a diverse portfolio of borrowing clients, ensuring timely repayment and maintaining strong client relationships.
• Monitor and report on key performance indicators (KPIs) to assess sales performance and identify areas for improvement.
• Collaborate with the credit and risk management team to ensure compliance with regulatory requirements and internal policies.
• Provide exceptional customer service and support to clients throughout the loan lifecycle.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum of 3-5 years of experience in sales, financial services, or client portfolio management.
• Strong understanding of financial products, risk assessment, and loan origination processes.
• Excellent communication and negotiation skills, with the ability to build and maintain strong client relationships.
• Proficiency in using CRM systems, financial analysis software, and other relevant sales tools.
• Knowledge of Indonesian financial regulations and industry best practices.
• Ability to work independently and as part of a team in a fast-paced environment.
• Strong analytical and problem-solving skills, with the ability to make data-driven decisions.

🛠️ Keahlian

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